Boost your sales with Consumer finance
Deploy any loan program at any point of sales. JO1N gives SMEs a complete solution for Point-of-Sale Financing from multiple lenders.
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Multi Lender Consumer Financing
The power of choice. With a single application, JO1N delivers personalised point of sale financing that offers to your consumers high finance approval rates and acceptance rates from across our broad network of lenders. JO1N’s multi-lender platform connects consumers with lenders for all e-commerce financing, every credit type, and currency.
More choice. More selection. More approvals!
Online
In-store
Benefits
Rates
in AOV
in Sales
Benefits
Rates
in AOV
in Sales
With JOIN you get...
Increase in Sales
Helps drive bigger baskets, repeat purchases and deliver new customers.
Detailed analytics
In-built powerful dashboard to manage all your transactions and processing.
All lenders in one
Connects to a network of lenders for higher approval rates.
Fast & Easy
Unified user experience across all prlatforms, in-store and online.
Multiple Loan Programs
Supports instalment product, line of credit and others.
Zero IT Resources
Zero integration required with your POS or ecommerce platform.
Why work with us:
Banks and Lenders
Merchants
You sell online? Super!
We already work with






In-store

Online

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When it comes to consumer
When it comes to consumer finance, one size does not fit all. We customize your point-of-sale financing solution for any retail financing program, in any geo for any point-of-sale – online, in-store and via call center.