There for you

We work in partnership with retailers to offer instant 0% rate customer finance across all point of sale platforms whilst seamlessly integrating instore and online experience.
In-store
Home appliance, furniture, sports equipment, electronics, car equipment & more
Online
Electronics, clothing, furniture, kidswear, equipment & more

We help you grow

Increase sales & conversion
Our JO1N partners experience up to 35% growth in sales, up to 50% increase in order value and up to 50% increase in repurchase rate.
No fraud risks
We take all the risk, both credit and fraud. Once a transaction is approved, you're guaranteed the payment - we'll deal with the rest.
Detailed analytics
In-built powerful dashboard to manage all your transactions and processing in a single place.
Daily settlement
Welcome transparent calculations and daily settlements straight into your bank account.
All lenders in one
JO1N enables multiple top lenders at one back end & near to instant approval for your customers. The more banks, the higher the approval rate.
It's Fast & Easy
You could be offering interest free finance in just a matter of days, giving your customers a new way to pay for their purchases.
35%
growth in sales
50%
increase in order value
50%
repurchase rate

Our products

Ready to accept more payments?
We work with our partners to build mutually beneficial partnerships and help small businesses flourish under the current economic environment. Decreasing the time of physical interaction, JO1N got you covered for any possible way of providing point of sale financing to your customers and making that transaction happen.

Here's how it works

Choose JO1N solution & integrate it into your store
1
Customer fills short application form
3
Customer receives lending offers from top banks
5
2
Customer chooses loan option at the PoS
4
Customer ID verification, KYC liveness test
6
Done!
Deliver the order
1
Choose JO1N solution & integrate it into your store
2
Customer chooses loan option at the PoS
3
Customer fills short application form
4
Customer ID verification, KYC liveness test
5
Customer receives lending offers from top banks
6
Done!
Deliver the order

Works With All eCommerce Platforms

Restful API

Getting started

JO1N is the quickest & easiest way of PoS financing for your clients.
1
Join
2
Integrate
3
Application
4
Approval
Apply online and get your business verified in minutes. Get started for free. It will cost you nothing to sign up and receive a JO1N account for your business.
Decide on the JO1N product that you would like to offer to your customers, be it sending customers prefilled links or displaying unique QR codes next to your goods.
The Customer will be prompted to complete the instalment financing application via JO1N payment portal, where they finalise the transaction. The goods are ready to be shipped or transferred
If customers' application is successful, we pay you directly to your bank account via bank transfer within 24 hours each day.
1
JO1N us
Apply online and get your business verified in minutes. Get started for free. It will cost you nothing to sign up and receive a JO1N account for your business.
2
Integrate
Decide on the JO1N product that you would like to offer to your customers, be it sending customers prefilled links or displaying unique QR codes next to your goods.
3
Application
The Customer will be prompted to complete the instalment financing application via JO1N payment portal, where they finalise the transaction. The goods are ready to be shipped or transferred.
4
Approval
If customers' application is successful, we pay you directly to your bank account via bank transfer within 24 hours each day.

Transparent pricing

We charge you a small transparent transaction fee for our in-store and online solutions. Remember, JO1N financing is completely free to buyers.
1
Transaction based
2.9% + 20p
Best financing options from top 10 UK banks in 90 seconds. Your customers benefit from the best financing offers of your local banks.
2
Subscription Based
Coming soon
Improve your conversion rates and build customer loyalty by offering clients best financing options. Eligibility criteria: (1) 500,000 in sales or (2) 100 transactions per day
JO1N us on our journey. Subscribe to get early access and stay up-to-date with our latest developments.
Call us
To discuss our solution call us Monday to Friday, 9am - 5 pm, 07474 235 856
Mail us
We'll always aim to get back to you as soon as possible, team@jo1n.com
Get social
You can reach out to us on Instagram, Twitter and LinkedIn
Call us
To discuss our solution call us Monday to Friday, 9am - 5 pm, 07474 235 856
Mail us
We'll always aim to get back to you as soon as possible, team@jo1n.com
Get social
You can reach out to us on Instagram, Twitter and LinkedIn