About JO1N
JO1N is a technology company that powers point-of-sale financing for banks, lenders and merchants with our white-labeled consumer finance platform and end-to-end solution. No matter the geo, payment stack or point of sale, we’ve got you covered.
Our platform includes seamless integration with any ecommerce platform and point-of-sale system, enabling quick and easy rollout and scalability.
Increase in Sales
Helps drive bigger baskets, repeat purchases and deliver new customers.
Detailed analytics
In-built powerful dashboard to manage all your transactions and processing.
All lenders in one
Connects to a network of lenders for higher approval rates.
Fast & Easy
Unified user experience across all prlatforms, in-store and online.
Multiple Loan Programs
Supports instalment product, line of credit and others.
Zero IT Resources
Zero integration required with your POS or ecommerce platform.
Value Across the Board
LENDERS
- A single integration to offer in-store and online financing to any merchant.
- Efficient new customer acquisition strategy.
- Zero overhead to maintain or add a merchant to a financing program.
- Fully-branded flow for both the lender and the merchant.
MERCHANTS
- Zero integration with lenders’ systems.
- Short and simple onboarding.
- Maximize revenue by selling large-ticket items with suitable financing.
- Easily launch a POC.
CUSTOMERS
- No need to interact with staff to apply for financing and risk the embarrassment of being declined.
- Mobile-first apply and pay – no need to get a new credit card.
- Simple and streamlined loan application process.