About JO1N

JO1N is a technology company that powers point-of-sale financing for banks, lenders and merchants with our white-labeled consumer finance platform and end-to-end solution. No matter the geo, payment stack or point of sale, we’ve got you covered.

Our platform includes seamless integration with any ecommerce platform and point-of-sale system, enabling quick and easy rollout and scalability.

Increase in Sales

Helps drive bigger baskets, repeat purchases and deliver new customers

Detailed analytics

In-built powerful dashboard to manage all your transactions and processing

All lenders in one

Connects to a network of lenders for higher approval rates

Fast & Easy

Unified user experience across all prlatforms, in-store and online

Multiple Loan Programs

Supports instalment product, line of credit and others

Zero IT Resources

Zero integration required with your POS or ecommerce platform

Value Across the Board

Lenders

  • A single integration to offer in-store and online financing to any merchant
  • Efficient new customer acquisition strategy
  • Zero overhead to maintain or add a merchant to a financing program
  • Fully-branded flow for both the lender and the merchant

Merchants

  • Zero integration with lenders’ systems
  • Short and simple onboarding
  • Maximize revenue by selling large-ticket items with suitable financing
  • Easily launch a POC

Customers

  • No need to interact with staff to apply for financing and risk the embarrassment of being declined
  • Mobile-first apply and pay – no need to get a new credit card
  • Simple and streamlined loan application process
Lender? Get started Merchant? Get started