In order for the company to perform well, the management has to make sound decisions based on performance, indicators and research. Thus, over the last decades, corporate data has been the focus of large companies. Microsoft, Salesforce, Magento and others helped companies to streamline in-house processes and structure the data. However, at the point where […]
Why it’s important to offer financing? When you offer to finance – also known as payment options – to your customers, you are meeting their expectations. That’s because payment options are an integral part of every shopper’s experience. Whether you are shopping at a big box store or the mall, retailers are giving their shoppers […]
Article takeaway: the financial industry must understand that poverty is a fact, not every customer is within the prime category, and the key focus should be on understanding the core audience Starting from the 2000s, when the world started digitalising, discussing financial inclusion has become a cliché. Financial inclusion is about accessibility, we hear. So […]
The term ‘embedded lending (A.K.A consumer finance or BNPL) is referring to the solution that is integrated into the merchant’s sales processes which allow buyers to take home their purchase but pay for it over time. In the past, the “Pay later” payment option typically referred to credit cards or interest-free period following the purchase, […]
On the verge of the battle between the giants, MasterCard has recently announced its expansion into BNPL products. It’s clear and obvious that despite being the infrastructure company, often working at the back, the company is slowly gliding out of the back-end targeting companies that a regular user is familiar with. FinTech’s, but not really, […]
What is GMV and why everyone loves it? In the retailer reports, you can often see the data on GMV growth over time, especially for the BNPL companies. Let’s figure out what it is and why it is required. The indicator GMV (Gross Merchandise Value or gross value of goods) is the total value of […]
Consumer finance is a subject that everyone has already faced or will soon face as an introduction to the subjects of personal finance and financial wellness. Nowadays, cheap, low-risk and household products-based loans (think of Klarna or Zip) are something that introduces first-time users to the world of lending and leads customers to more complicated […]
Today we’d like to discuss the following topic: Why the future is about multi-offer solutions and how marketplaces empower consumers? It seems to be an obvious trend to see more and more services being constructed around one or another type of Marketplace. However, the number of parties against this tendency is also staying sufficient. So […]
Dear Subscriber, We are delighted to welcome you to a new article in our weekly blog. Over the past two months, we have tried to fulfil the program as much as possible and implement our plans for integrating our service into various popular e-commerce systems. Today, our list of tools includes integrated modules for credit […]
The last 2 weeks have been full of great news, including successful application into the FCA Regulatory Sandbox and a successful seed round. Long ago, we openly announced our intentions to enhance our current online tools with additional modules regularly. Magento e-commerce platform is one such handy tool that can be used by small and […]